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CIBC CEO expects flat to lowsingle digit mortgage growth this year

first_imgCompanies in this story: (TSX:CM, TSX:TD, TSX:BNS)The Canadian Press TORONTO — The chief executive of Canadian Imperial Bank of Commerce says he expects overall mortgage growth in the country to be flat or in the low-single digits for the “foreseeable future.”Victor Dodig says the potential for mortgage growth to turn negative will hinge on whether the Canadian housing market takes a negative turn, driven by other macroeconomic factors.The CIBC chief’s comments at the RBC Capital Markets Banking CEO conference today come after the Canadian Real Estate Association said national home sales are projected to fall to a near-decade low this year.CREA last month said rising interest rates and strict mortgage stress-test rules continue to weigh on homebuyer sentiment.Toronto-Dominion Bank chief executive Bharat Masrani told the conference today that he expects mortgage growth in the mid-single digits for 2019.Scotiabank’s CEO Brian Porter says that mortgage activity in the first couple months has been “quite strong,” but it remains to be seen what will happen during the crucial spring real estate season.last_img read more

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Fundraising tally doubles at 2nd Annual MS Walk in Fort St John

first_imgMytopher explained that the big increase in donations this year was due to the event being in its second year, and from other items that were donated to the silent auction. She also  said that residents who have been diagnosed with MS are more open to talking about it.“People are more aware that its happening. More people are wanting to talk about being diagnosed with it, that’s one thing that came across this year at the walk. People are ready to talk about it and come out and have a peer support group. They want to have that happen.”Mytopher said that she’s already begun to plan next year’s MS Walk, which includes other fundraisers leading up to the event including a burger and beer night. She said that next year’s walk is tentatively scheduled to happen in Centennial Park during the last weekend in May.Donations are still being accepted at the MS Walk website: http://mssoc.convio.net/site/TR/Walk/BCandYukonDivision?pg=entry&fr_id=6159 FORT ST. JOHN, B.C. — After raising nearly $16,000 at the inaugural event last year, the second annual MS Walk in Fort St. John nearly doubled last year’s tally on Sunday.MS Walk organizer Sherri Mytopher said that 91 walkers and 15 teams registered for Sunday’s three kilometre walk, which took place at Centennial Park. She said however that on the day of the walk, there were 130 that checked in, with another 20 who didn’t, bringing the estimated total number of walkers to 150. Mytopher said that both online and cash donations, which are still being accepted, currently total over $34,000. She explained that the total that has been brought in so far is even than events in other communities that are led by MS Society staff.last_img read more

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People with mental illness battle odds to get inked

first_imgKolkata: An NGO and district administration joined hands to make it possible for persons with mental illness to cast their votes in Murshidabad on Monday. Sixty-four inmates of Berhampore Mental Hospital exercised their franchise at the polling station in Krishnanath School in Berhampore.The NGO sought help from local administration to make the initiative a reality. It claimed that this is for the first time inmates of a mental hospital were casting their votes. A section of administrative officials were not sure how persons with mental illness would cast their vote. The NGO members told the officials that these inmates should not be denied their basic rights. The NGO sought the intervention of the Election Commission for necessary permissions for the initiative, which was granted by the Commission. The district administration took all necessary arrangements to help the inmates of the mental hospital take part in the electoral process. The NGO conducted an awareness programme at the hospital so that inmates get acquainted with the electoral process. They stood in queue since the morning braving the hot and humid weather to cast their votes. A social worker was allowed by the commission to enter the polling booth to provide assistance to these inmates. A member of the NGO said all the inmates of the mental hospital were not undergoing treatment and many of them had recovered but they failed to join the mainstream as their families had denied to accept them. The inmates were happy after casting their votes. The inmates of the Pavlov Hospital, which provides medical care to people with mental illness in the city, may also cast their votes for the Lok Sabha elections this time.last_img read more

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JD Martinez Is Always One Step Ahead

Martinez adjusted and raised his slugging percentage to .500 against fastballs in the upper third and above the zone in 2017 when he became aware of the counterpunch that pitchers were throwing at him with the four-seam spin. Martinez slugged .584 against fastballs in the same location this season.Here’s Martinez versus an elevated 99 mph fastball from Houston’s Gerrit Cole earlier this year:“I knew there was an adjustment that needed to be made,” Martinez said. “I can’t tell you my secrets. No one told me. I had to go in there and grind myself and figure it out.”That’s not the only change Martinez has made.His pull percentage is also at its lowest level (at 37.7 percent) since he was an Astro in 2013. Out of 360 qualified hitters, Martinez ranked 268th this year despite playing in a home park with some of the most favorable left-field dimensions for a right-handed hitter. Perhaps with this approach, Martinez is also trying to combat defensive shifts.While 55.1 percent of ground balls were pulled this season, only 51.9 percent of Martinez’s grounders were hit to the pull side, ranking 252nd out of 340 hitters. In each season from 2014 to 2017, Martinez hit at least 60.8 percent of ground balls to the left side. Also of note is that his ground-ball percentage (at 43.5 percent) is the highest since before his metamorphosis, speaking to a change in swing angle. Martinez dropped his average launch angle from 13.4 degrees in 2016 and 15.2 degrees in 2017 to 10.6 degrees this season.Though Martinez is spreading his batted balls around more on the ground now, he’s always had power to all fields in the air, where he still wants to drive the ball. He had the seventh-highest rate of air balls hit to the opposite field this season at 47.7 percent. Since that 2014 season, when he remade his swing, he has increased his opposite-field fly ball and line drive rate every year. But unlike many hitters, Martinez uses the opposite field for power. Martinez had the fourth highest home run-to-fly ball rate on balls hit to the opposite field this season. He hit .360 on balls to right field and slugged .919.But when he does pull the ball in the air, he’s even better. He hit .828 and slugged 1.813 on air balls he hit to the left side. At a time when so many complain about hitters not using the whole field, Martinez is doing just that.Though Martinez has made plenty of changes, he’s still squaring up pitches like few major league hitters. Statcast’s “barrels” per plate appearances metric, which evaluates the quality of a hitter’s contact using exit velocity of ball off bat and launch angle, has him near the top of the leaderboard again this season — as he has been since the measure was introduced in 2015.Over the past five years, Martinez has been at the vanguard of the sport’s trends. He may just be giving hitters a road map for adapting to an ever-changing game.Check out our latest MLB predictions. J.D. Martinez changed baseball hitting philosophy once. Maybe he’s playing a part in changing it again.Martinez was one of the original fly-ball revolutionaries. He was one of the first hitters to go against convention, possibly risking his career, by adopting an uppercut swing to try to hit for more power. Like many hitters, he was taught to use a flat, level swing. But he wondered more and more why his best swing, what coaches preached, resulted simply in singles up the middle. From 2011 to 2013, while with the Houston Astros, Martinez posted a .251 average, a .387 slugging mark and an 88 OPS+.1OPS+ considers a hitter’s overall ability but adjusts to account for ballpark and run-scoring environment. An OPS+ of 100 constitutes league average. OPS+ allows players across eras to be compared. He knew as a corner outfielder that his career was in jeopardy. After watching former teammate and fly-ball hitter Jason Castro, Martinez sought out a private swing instructor and transformed himself. He tried to convince Astros management that he had changed the following spring, but he was released in March 2014.You probably know the rest of the story. The Tigers picked up Martinez in 2014, and he immediately became a star. Prior to this season, the Boston Red Sox guaranteed him $110 million over five years even though he’s entering his early 30s, when most hitters are expected to begin to decline. But instead of showing his age, the 31-year-old Martinez rewarded the Red Sox with a .330/.402/.629 slash line, 43 homers and 130 RBIs, along with a career-best 173 OPS+. The Red Sox were so invested in Martinez’s style of hitting they even hired a like-minded hitting coach in Tim Hyers. Hyers and Martinez helped Mookie Betts take the next step in his development to become an undersized slugger and the American League’s best player.All of that has taken the Red Sox to just one win away from advancing to the AL Championship Series, with the Houston Astros waiting. Boston meets the New York Yankees in Game 4 of the ALDS Tuesday night.Martinez isn’t the same hitter that he was when he turned around his career in 2014. He keeps evolving.“Look at my swing from 2014 to now, and it’s changed so much,” Martinez told me in September. “Just look at it. Just look at the swing. It’s black and white. It’s looks different. Every year it’s kind of changed. Everything changes.”As hitters like Martinez have started to crush low, sinking fastballs, more and more pitchers have tried to counter uppercut swings with elevated high-spin fastballs. In 2015 and 2016, pitchers could and did exploit Martinez at the top of the zone. Consider Martinez’s slugging-per-pitch numbers against fastball locations from 2014-17 (visualized by FanGraphs): In 2015 and ’16, he slugged a paltry .347 against four-seam fastballs in the upper upper third and above the zone. Here’s Martinez flailing at a high fastball from Mike Montgomery in 2015:But that hole in Martinez’s swing is gone this season. read more

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Mens gymnastics coach Miles Avery resigns

Ohio State men’s gymnastics coach Miles Avery resigned his position with the team Wednesday to pursue other opportunities. “We appreciate everything coach Avery has done to keep Ohio State as one of the elite men’s gymnastics programs in the nation,” said Heather Lyke, associate athletics director for sport administration, in a press release. “He has built traditions, sustained success and positively impacted the lives of our student-athletes, developing them into leaders academically, athletically and personally.” Avery will be exploring different ventures including gymnastics camps, clinics and public speaking. “If ever I was going to do it, now’s the time,” Avery told The Lantern. Avery served as assistant coach with the Buckeyes from 1989 to 1997 and took the reins as head coach in 1998. In his 13 years at the helm for the Buckeyes, he earned one NCAA title and five Big Ten championships. He is a three-time recipient of USA Gymnastics Coach of the Year and five-time recipient of Big Ten coaching honors. “One of the highlights of my college coaching career is that I could win an NCAA title at home,” Avery said. His coaching expertise extends beyond his work with OSU. He served as assistant coach for the U.S. Olympic teams in the last four Olympic games. Last season, former Buckeye Brandon Wynn won a national championship with an NCAA-high 16.3 on rings, etching his name in the OSU record book. Wynn is one of six Buckeyes who earned a national title under Avery. “We’ll see if hopefully Brandon Wynn makes that next run and that I can be there at the next one (Olympic games) to help him achieve his goal of being an Olympic medalist,” Avery said. The decision is effective immediately and assistant coaches Blaine Wilson and Doug Stibel have been named as interim co-head coaches. Wilson and Blaine are in their seventh and 10th seasons, respectively, with the Buckeyes. Avery has complete confidence in the tenacity of the pair. “Without a doubt Blaine Wilson, three-time Olympian, that just about says it all,” Avery said. read more

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Mens Hockey No 4 Ohio State sweeps No 13 Penn State in

Members of Ohio State’s hockey team celebrates after senior forward Freddie Gerard’s goal during the first period of Ohio State’s hockey game vs. Michigan on Jan. 11. Ohio State lost 2-1. Credit: Nick Hudak | For The LanternNo. 4 Ohio State (15-5-4, 8-3-3-2 Big Ten) won both away games against No. 13 Penn State (13-9-2, 5-8-1-1 Big Ten) this weekend, giving the Buckeyes three wins in a row leaving the weekend.Game 1The Buckeyes dominated their first match, winning 4-1 in an aggressive game against Penn State.  Midway through the first period, Ohio State freshman forward Gustaf Westlund, playing his first game since recovering from an upper body injury, scored his third goal of the season 10 seconds into a power play, putting the Buckeyes up 1-0.  With about a minute left in the period, Penn State scored on its own power play, bringing the score to 1-1. This would be Penn State’s only goal before the Buckeyes scored three unanswered to finish the game.Shortly into the second period, junior forward Tanner Laczynski, assisted by senior forward Mason Jobst and junior defenseman Gordi Myer, scored to give Ohio State a 2-1 lead.  Minutes later, Jobst once again assisted, this time helping Westlund score his second goal of the night. Then, with only 2 minutes left in the third period, Laczynski passed to junior forward Ronnie Hein. Ohio State shot 33 times while Penn State managed a season-low 22 shots. The Nittany Lions are No. 1 in the NCAA with 944 shots on goal this season. Ohio State is No. 2 with 856.Game 2Penn State showed more of its aggression in the second game, but Ohio State came out on top, winning 6-4.Ohio State took control of the game during the second period, scoring on four power plays in the middle 20 minutes to take a 5-3 lead it wouldn’t give up for the rest of the game.The first period was tame in comparison, with sophomore Grant Gabriele of Ohio State getting his first career collegiate goal with an assist from Hein.  Penn State answered with a goal 10 minutes later, tying the teams up 1-1 by the end of the period.The second period opened up with the Nittany Lions advancing their lead to 2-1 within the first two minutes.  Following a trip against Penn State, Ohio State began its run of goals on the power play. Senior forward Dakota Joshua tied the game up 2-2, which was followed by junior defenseman Matt Miller putting the Buckeyes up 3-2.  Penn State received a major penalty for boarding after a hit to the back of Laczynski, giving Ohio State five more minutes with the man advantage.  Despite being shorthanded, Penn State scored its third goal of the game, once again tying the teams up 3-3. Ohio State took advantage of the major penalty, with Joshua scoring his second goal that period. Then, with only a few minutes left in the second period, Westlund put a puck into the Lions’ net, advancing Ohio State to a 5-3 lead.Laczynski left the game following the hit by junior forward Blake Gober, and did not return. Midway through the third period, Jobst scored his 14th goal of the season, giving the Buckeyes their sixth score of the game. Penn State scored the last goal of the game, bringing the final to 6-4.Both teams were very evenly matched on the shot totals, with the Buckeyes shooting 39 times and the Lions shooting 38 times.The Buckeyes held Penn State to a combined five goals in the home series. The Nittany Lions averaged a NCAA-leading 4.86 goals per game heading into the matchups.Ohio State enters a bye week before facing off against No. 12 Notre Dame on Feb. 1. read more

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Salah targets Van Persie Ronaldo record

first_imgLiverpool’s Mohamed Salah has set his sights on another Premier League record held by former Manchester United stars Robin van Persie and Cristiano RonaldoIn Liverpool’s previous league game against Watford, Salah scored four times to set himself on course for the record of the most goals in a 38-match season and should the Egyptian international score against Crystal Palace on Saturday he will equal the record, according to the Premier League.A goal on Saturday will mark the 21st match this season that Salah has scored in, which has only been achieved twice by Van Persie (2012/13) and Ronaldo (2007/08).The last time both Liverpool and Palace met was back in August at Anfield with Jurgen Klopp’s side emerging with a narrow 1-0 victory, in which Salah failed to score in.divock origi, liverpoolReport: Origi cause Klopp injury concerns George Patchias – September 14, 2019 Divock Origi injury in today’s game against Newcastle is a cause for concern for Jurgen Klopp.Perhaps with one eye on Tuesday’s trip to Italy…Other teams that have prevented Salah from scoring in the Premier League this season are:Manchester CityNewcastle UnitedMan Utd (twice)Huddersfield TownBrighton & Hove AlbionWest Bromwich AlbionSwansea City (twice)Should Salah be able to break the record held by the former United duo, then he will next set his sights on Alan Shearer’s record at 24 of his 40 matches for Blackburn Rovers in the 1994/95 season.Currently Andrew Cole has the record for most Premier League matches scored in one season. The ex-Newcastle United striker scored in 26 of his 40 matches throughout the 1993/94 season.last_img read more

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Rooney right to leave Everton – Craig

first_imgFormer Everton player Nathan Craig believes Wayne Rooney’s decision to move to the MLS was the right one.The Caernarfon Town midfielder believes the former England captain made the right choice by deciding to continue his football career in the United States.Rooney signed for Major League Soccer side DC United on a free transfer this summer from Everton.The former Manchester United striker scored his first goal for the club in their 2– 1 win over Colorado Rapids, Rooney was also named captain for that match.“It seems like his career in the United States has gotten off to a great start after he scored that goal against former teammate Tim Howard,” Craig said.Premier LeaguePremier League Betting: Match-day 5 Stuart Heath – September 14, 2019 Going into the Premier League’s match-day five with a gap already beginning to form at the top of the league. We will take a…“One thing is, he has always had an eye for goal and I’m sure he can continue to do that on a regular over there.”Meanwhile, Craig also spoke about his former team Everton, their new manager and the chances of them having a successful season.“I think Everton’s preseason campaign has not been the best. I know a lot of teams don’t pay attention to results in preseason friendlies but I think they’re important because winning games breeds confidence,” he said, according to Daily Post.“I don’t feel confident about the team’s chances this season, and a lot of others.”“Let’s just hope they find their rhythm and confidence before the season starts.”last_img read more

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Petr Cech to retire from football at the end of the

first_imgArsenal goalkeeper Petr Cech announced today that he will retire from football at the end of this season.In light of losing his starting spot at Arsenal to German Bernd Leno, Cech has decided to end his stunning 20-year playing career.“This is my 20th season as a professional player and it has been 20 years since I signed my first professional contract, so it feels like the right time to announce that I will retire at the end of the season,” wrote Cech on Twitter.“Having played 15 years in the Premier League, and won every single trophy possible, I feel like I have achieved everything I set out to achieve.“I will continue to work hard at Arsenal to hopefully win one more trophy this season, then I am looking forward to seeing what life holds for me off the pitch.”The 36-year-old first arrived in England in July 2004 when Chelsea signed him from French side Rennes for £7m.In that time, Cech became one of the world’s best keepers after winning the Premier League Golden Glove award four times and being named Best European Goalkeeper three times.Harry Maguire, Manchester UnitedLiverpool legend Nicol slams Harry Maguire’s Man United form Andrew Smyth – September 14, 2019 Steve Nicol believes Harry Maguire has made some “horrendous mistakes” recently, and has failed to find his best form since joining Manchester United.In total, Cech has kept 207 clean sheets in 443 Premier League games for both Chelsea and Arsenal over the past 14 and a half years.The former Czech Republic international won the league four times at Chelsea along with four FA Cups, four Community Shields, three EFL Cups, the Europa League and the Champions League.Since arriving at Arsenal in 2015, Cech has won one FA Cup and two Community Shields and now turns his attention to ending the final season of his career in search of another piece of silverware for his trophy collection.pic.twitter.com/xRnP0Rnv21— Petr Cech (@PetrCech) January 15, 2019last_img read more