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Evangelism: How do you communicate your credit union message?

first_imgA couple of “for instances” to make my point:A very successful financial institution in Texas counts the community as one of its four stakeholder groups. The company says they “put the community back into community banks.” Their CEO famously point out that a rising tide lifts all boats. By this, he means that as the community grows and prospers so do the bank’s customers, employees, and the bank itself. Further, the bank’s community involvement is more than just making donations. They take active roles in key organizations – not just as board members, but in leadership roles. They focus their involvement on organizations that are making fundamental, visionary differences within the community. This positions the bank to add financial resources that help an organization meet their mission and ensure their future.A growing financial institution in Louisiana uses community involvement rather than a marketing/advertising budget. They are in an enviable position in their market, controlling the lion’s share of the market and leveraging the “big guy” advantage. They credit this success to the visibility of their executives in the community and focus. The institution sponsors numerous local events and shows up with their “cooking rig” to serve up traditional Louisiana favorites rather than the typical hamburgers and hot dogs. This change in menu makes them stand out in the crowd.Rereading what I’ve written, it looks like my Southern Baptist roots are showing. Community institutions that are truly part of their communities occupy an enviable position in terms of their connection to local businesses and consumers. Couple that with an evangelical enthusiasm for helping the community and the institution should become so deeply rooted that it can withstand any economic storm. It’s a new year and I’m catching up on my reading. Clearly the financial services sector is in a tremendous state of flux. Everyone is scrambling to ensure they have the right mobile technology. Mobile wallet inventors are squaring off like the VHS versus Betamax showdown of the late ‘70s. The industry’s effort seems to be in response to a wake-up call – give the customer what they want, how they want it, when and where they want it. Perhaps Meg Ryan’s line in Top Gun sums it up, “Take me to bed or lose me forever!”  That cheeky assertion aside, it seems like the financial world is taking an increasingly customer-centric focus. It should… survival depends on it.Some of the things I’m reading have a loftier tone. Rising above the business-to-customer plane, they attempt to lift our consciousness about the institution-to-community interface. All of the work I do is with community-scale financial institutions. Almost without variation, when I ask them about the underpinnings of their success, they point out community involvement. This seems to bring up big questions:How are you evangelizing your community? How are you delivering your message in an industry and marketplace that is increasingly crowded and noisy?I believe that there are three key aspects that will help secure the community institution in their role and contribute to their overall success:Evangelist – At the top levels, the management team must believe – truly believe – that their institution offers something that the community needs. This is NOT about increasing shareholder value; that’s an outcome. This is about active participation in the community because the institution contributes something that is needed. Demonstrable Evidence – The testimony of those who have benefitted by interaction with the institution becomes the proof that leads to increased opportunity. We all understand about the power of word-of-mouth advertising. Leverage the success stories to demonstrate how the institution supports the consumers and businesses in the community. 22SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Hyche At LEVEL5, “Think Strategically, Build Creatively” is not just a tagline, it’s the culture. John Hyche guides the “think strategically” portion of LEVEL5’s services. In this role, John … Web: www.level5.com Details Educated Faithful – The Evangelist can’t do the job alone. A word that is getting increasing play in the financial circles is execution. From the frontline staff and on up the ladder, employees must be well versed in the institution’s vision. More importantly, they must be able to translate and apply the institution’s capabilities to meet the needs of those they encounter – in the branch, online, and in the community.last_img read more

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Ex-SCPD Chief James Burke Denied Bail in Brutality-Coverup Case

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York U.S. District Court Judge Leonard Wexler ordered James Burke, the ex-Suffolk County police chief of department, held without bail after Burke was indicted this week on charges of allegedly beating a suspect.Burke’s defense attorney argued that the ex-chief should be freed on bail because he no longer wields any power since he retired last month, but Wexler sided with prosecutors, who said that the former top uniformed Suffolk police officer can’t be trusted.“The evidence is clear: he still has the power,” Wexler said during the hearing Friday at Central Islip federal court. Calling the evidence “shocking,” the judge said there is “no way he can be supervised to a degree where he’s not a danger” to the community.Wexler added that he found “The corruption of an entire department by this defendant shocking.” Burke pleaded not guilty Wednesday to violating the suspect’s civil rights and conspiracy to obstruct justice. Federal investigators have alleged that Burke assaulted and threatened to kill Christopher Loeb, who stole a bag from Burke’s SUV, while Loeb was in police custody at the Fourth Precinct station house on Dec. 12, 2012. Burke also allegedly coerced police who witnessed the incident to lie to federal investigators about what they saw.Burke’s lawyer, Joseph Conway, maintained that his client had no “ability to intimidate.” But prosecutor James Miskiewicz argued that the “evidence is overwhelming.”Prosecutors said that while in an interrogation room, Burke punched and kicked Loeb, grabbed him by his ears, shook him and said “do you want to steal from me?” Burke also allegedly threatened to give Loeb, a heroin addict, a “hot shot”—slang for a fatal overdose of the drug, Miskiewicz said.Authorities said the items that Loeb later pleaded guilty to stealing was Burke’s motivation. The bag contained Burke’s gun belt, ammunition, a box of cigars, a humidor, toiletries, clothing, sex toys and pornography. Miskiewicz said it was the porn that was Burke’s “motivation for beating the hell out of Loeb.”After the hearing Conway told reporters that he and Burke are disappointed in the ruling, “but his spirits are high.”“We may have lost a battle today but there’s still a war to be fought,” said Conway, who added that he will consider appealing the decision.Wexler, who initially granted Conway’s request that the bail hearing be closed to the public, later reversed the decision and acknowledged it was a bad call after several media organizations challenged the ruling.“I realize I was in error granting a closed hearing,” Wexler said.-With Timothy Bolgerlast_img read more

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Tioga County launches COVID-19 emergency relief loan program for small businesses

first_imgSmall business can apply for a loan by clicking here and scrolling down to Business Support Information. The Tioga County Industrial Developmental Agency, who will administer the loans, estimates the average loan size to be about $10,000. Tioga County Legislature created a $475,000 fund to provide zero percent interest, 180- day emergency loan for businesses that have fewer than 50 employees. (WBNG) — Small businesses in Tioga County impacted by the coronavirus pandemic can now apply for emergency loans. Small businesses will be loaned up to $25,000. County officials say the source of the funding for the loan program is a HUD Small Cities revolving fund held by the county. The county says the purpose of the loan is prevent staff reductions and allow businesses to offset loses caused by the pandemic.last_img read more

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Governor Wolf Announces Tax Credits to Help Finance New Shopping Center in Philadelphia

first_img January 06, 2016 Jobs That Pay,  Press Release Harrisburg, PA – Governor Tom Wolf today announced that Commonwealth Cornerstone Group (CCG) has completed a $7 million new markets tax credit (NMTC) financing transaction that will help fund construction of a new $29 million shopping center located at Harbison Avenue and Tulip Street in Philadelphia. Known as Shoppes at Wissinoming, the 110,000-square-foot project will include a Shoprite Supermarket as the anchor tenant, plus space for retail stores and restaurants.“This new shopping center will not only stimulate job creation and more investment, but it will directly touch the lives of local residents by giving them more healthful food options not currently available,” said Governor Wolf.Shoprite will bring fresh food and produce to an area with little access to full-service supermarkets. The new store will also offer a full-service pharmacy, store dietitian and a community room for local organizations to host events and meetings.The project is a joint venture between ARC Properties, The Dreher Group, and FC Development Group.Shoppes at Wissinoming is expected to support 250 full-time jobs during the 18 months of construction and create 300 permanent, full-time jobs once completed and fully occupied. Shoprite is expected to employ more than 200 full- and part-time workers who will be offered benefits, job training and career advancement opportunities.“Shoppes at Wissinoming will take a blighted site and transform it into a welcome focal point for community enhancement and positive change,” said Brian A. Hudson Sr., CCG chairman and executive director of the Pennsylvania Housing Finance Agency (PHFA). “This project has the potential to help local residents live better while attracting more investment to the area.”The shopping center project is also receiving a $5.5 million tax credit allocation from the Philadelphia Industrial Development Corporation and a $2 million equity investment from Chase. This funding, combined with the tax credits from CCG, will be used to provide the gap financing to remediate several environmental concerns, removal of some blighted buildings, and construction of the new facility.About Commonwealth Cornerstone GroupCCG was created in 2004 by PHFA to serve as a nonprofit community development entity. The goal of CCG, through its administration of new markets tax credits, is to fund projects in key areas of communities that have historic or cultural value and offer opportunities to spark economic revitalization. CCG utilizes NMTCs to provide loans and equity investments for business expansion, mixed-use development, and community facilities across Pennsylvania. Examples of past developments that have benefited from CCG’s investment of these tax credits include Bakery Square in Pittsburgh, the Coal Street Community Facility in Wilkes-Barre, and Schmucker Hall in Gettysburg. Learn more at: www.commonwealthcornerstone.org/.About the New Markets Tax Credit ProgramThe New Markets Tax Credit Program was established by Congress in 2000 to spur new or increased investments in operating businesses and real estate projects located in low-income communities. The NMTC Program attracts investment capital to low-income communities by permitting individual and corporate investors to receive a tax credit against their federal income tax return in exchange for making equity investments in specialized financial institutions called community development entities, such as Commonwealth Cornerstone Group. The program is administered by the U.S. Department of the Treasury.About ShopRiteShopRite is the registered trademark of Wakefern Food Corp., a retailer-owned cooperative, based in Keasbey, NJ, and the largest supermarket cooperative in the United States. With 259 ShopRite supermarkets located throughout New Jersey, New York, Pennsylvania, Connecticut, Delaware and Maryland, ShopRite serves more than six million customers each week. A long-time supporter of key community efforts, ShopRite is dedicated to fighting hunger in the communities it serves. Through its ShopRite Partners In Caring program, ShopRite has donated $38 million to 1,700 worthy charities and food banks since the program began in 1999. As a title sponsor of the LPGA’s ShopRite Classic, ShopRite has raised more than $27 million for local schools, hospitals and community groups. Progressive Grocer named ShopRite its 2011 Retailer of the Year and Supermarket News awarded ShopRite its 2011 Retail Excellence Award. For more information, please visit www.ShopRite.com.Like Governor Tom Wolf on Facebook: Facebook.com/GovernorWolf Governor Wolf Announces Tax Credits to Help Finance New Shopping Center in Philadelphiacenter_img SHARE Email Facebook Twitterlast_img read more

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MHWirth to supply drilling package for West White Rose project

first_imgMHWirth, a drilling solutions provider owned by Akastor, has received a contract from Wood Group for the delivery of a drilling package for the West White Rose Project offshore Canada.MHWirth said on Friday that this includes the supply of equipment, engineering, and services for the project.Husky Energy is the operator of the West White Rose development, together with its co-venture partners. This will be a fixed facility with a platform supported by a concrete gravity structure (CGS).The platform will serve as a fixed drilling rig and will be located approximately 350 kilometers southeast of the province of Newfoundland and Labrador in Canada, at the White Rose field. The primary function of the platform will be drilling and will include limited processing facilities and permanent accommodations.Finn Amund Norbye, CEO of MHWirth, said: “This is the first complex offshore drilling package awarded in the market in the past several years. We are looking forward to working closely with Husky and Wood Group on this project.”Earlier this month, Husky Energy awarded Kvaerner a contract to tow and install the CGS for the West White Rose project while the construction of the CGS would be performed by a partnership between SNC-Lavalin, Dragados Canada, and Pennecon.The engineering work for the topsides of the White Rose wellhead platform was awarded in June to Wood Group.First oil from West White Rose is expected in 2022, and the project is anticipated to achieve a gross peak production rate of approximately 75,000 barrels per day in 2025.last_img read more

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More virus restrictions around the world placed

first_imgFrance ordered the closing of just abouteverything the rest of the world loves about it — the Eiffel Tower, the Louvre,the cafes and restaurants — as governments took increasingly desperate measuresto put more space between people and contain the virus. South Korean army soldiers wearing protective suits move to spray disinfectant in Daegu, South Korea, Sunday, March 15, 2020. For most people, the new coronavirus causes only mild or moderate symptoms, such as fever and cough. For some, especially older adults and people with existing health problems, it can cause more severe illness, including pneumonia. KIM HYUN-TAE/YONHAP VIA AP President Donald Trump announced that the U.S., which days ago barred travelers from most of Europe, will extend the ban to Britain and Ireland. And more cities in the U.S. put in place curbs on gatherings of more than a few hundred people, with one New Jersey city even announcing an overnight curfew. BARCELONA – Authorities around the worldturned to increasingly drastic measures to try to slow the spread of the newcoronavirus Sunday, with lockdowns, curfews and travel restrictions spreading. Soldiers and police sealed the denselypopulated Philippine capital from most domestic travelers in one of SoutheastAsia’s most drastic containment moves. The move mirrored a lockdown Spainannounced just hours earlier for its 46 million citizens. In China, where the virus was firstdetected in December, those arriving on overseas flights were routed to aconverted exhibition center for initial checks before being shuttled off totheir homes or other quarantine locations. It was clear, however, the way thecenter of gravity in the crisis has shifted westward toward Europe and NorthAmerica. The virus has infected more than 150,000 people worldwide and killedover 5,600. (AP)last_img read more

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Chukwueze wants Chelsea move

first_imgRelatedPosts Super Eagles stars model new national team jersey Ighalo: My best moment as ‘Red Devil’ Mane double eases Liverpool to win over 10-man Chelsea Villarreal winger Samuel Chukwueze has suggested that he is open to a future transfer to Chelsea.Having contributed 12 goals from 67 appearances for Villarreal in all competitions, the 20-year-old has been heavily linked with a future move to the Premier League. Although the Nigerian has previously missed out on a switch to Arsenal, the attacker has revealed that one of their London rivals are his “favourite team” in England.Speaking on Instagram Live, Chukwueze said: “My favourite team in England is Chelsea. I was supporting Chelsea when I was young.“When Chelsea lost that Champions League final against Manchester United, I was crying all through the night.”Having recently penned a contract extension, Chukwueze is now tied to Villarreal until 2023.Tags: ChelseaManchester UnitedSamuel ChukwuezeVillareallast_img read more

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Koeman taking nothing for granted

first_img Games against newly-promoted Leicester and QPR also fall during that period, with West Brom the start of a healthy-looking run of fixtures for Koeman’s side – but the former Feyenoord coach refuses to take anything for granted. “I think it is not good to speak about the big clubs,” he said. “If you look back to the results in the first matches, all of them are very close. Arsenal only won in the last minute (against Crystal Palace). “What is a big team? The competition is very competitive and you have to play good and you have to be good to win against everybody. “Sometimes the name of the club means a lot but, between the lines, it can be difficult against everybody and you have to prepare yourself to play well against everybody.” Many have tipped Southampton to struggle to replicate last season’s best-ever eighth place finish given the sales of several key players. Adam Lallana, Rickie Lambert and Dejan Lovren all moved to Liverpool whilst Luke Shaw signed for Manchester United and Arsenal came in for Calum Chambers. But Koeman has re-invested much of that money and his new-look side were unfortunate to lose at Liverpool, with Daniel Sturridge scoring a 79th-minute winner for the hosts. Press Association The Dutchman lost his first competitive match in charge of Saints when they slipped to a narrow 2-1 defeat at Anfield on Sunday and will be hoping to pick up a win in his maiden home game against the Baggies. Between now and a November 30 meeting with reigning Barclays Premier League champions Manchester City, only a visit to face Tottenham and former boss Mauricio Pochettino at White Hart Lane sees Southampton face a team who finished above them last season. Having come close to taking a point from last season’s runners-up, Koeman believes his players will be able to draw on that experience. “It was frustrating,” he said about the defeat. “I thought we played at a good level with an amazing second half and the result was not what we deserved. “It was good for the confidence because maybe everyone was afraid about how we would start the season. We showed our qualities and showed we are a team who can be very competitive against everybody. “We know this Saturday it will be different, maybe more difficult because everyone expects the same level at home and we have to dominate more than we did against Liverpool. The belief is in the team and in the players and everyone is ready for Saturday.” Head coach Alan Irvine has warned West Brom that Southampton’s summer fire sale has not torched the Saints’ threat. They host the Baggies in the Barclays Premier League on Saturday after losing their opening game under Koeman, going down 2-1 at Liverpool. But Irvine has told his side the Saints, who have spent £10.9million on Dusan Tadic from FC Twente and £8million on Graziano Pelle from Feyenoord, are still dangerous. “Having been at Anfield last Sunday and watched how well they played and watched how many chances they were able to create at a really difficult place I think they can more than survive,” he said. “I think they could have a very good season. They have spent the money very wisely and replaced very good players with very good players. “I was very impressed with how they played at Anfield. Not many teams go to Anfield and make it go quiet but that certainly happened during periods of the game. “They deserved something out of the game last week and I believe it will be a very tough place for teams to go this season.” Koeman has replaced Lambert with former Baggie Shane Long in a £12million deal from Hull. The Republic of Ireland striker only joined Hull from Albion in January, scoring four goals in 15 games, and Irvine is aware of his threat. He said: “He’s a very good player for a start and is going to be an important player for them, sometimes former players come back to haunt you. “We have just got to make sure if Shane does play from the start that we are ready to cope with the threat.” James Morrison and Joleon Lescott have resumed training but are not fit after knee injuries while new signing Georgios Samaras is not in the squad after signing on Friday. Irvine added: “The good news is when we started training on Thursday, every player in the squad was there. That included Joleon, though he only did the first part of the session which is what was planned for him and then went and joined the fitness coach.” Ronald Koeman is preparing for Saturday’s meeting with West Brom with the same respect he had for Liverpool last weekend – insisting he has no ‘big club’ hang-ups.last_img read more

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McGrath aims to meet fire with fire

first_img “They are unbelievably passionate people so it will be really tough. “But we’ll take them on up front first and foremost. “If we can take that away from them then we’re a step towards winning the game.” Sean O’Brien will make his first Test start since November 2013 as Ireland start the defence of their Six Nations title, the flanker finally over 14 months of shoulder problems. Ian Keatley and Jordi Murphy will make their Six Nations debuts in Rome, with Jamie Heaslip regaining full fitness on Thursday but not risked. Ireland boss Joe Schmidt has preferred Munster fly-half Keatley to Leinster’s Ian Madigan, with Johnny Sexton completing his 12-week concussion lay-off. Former Leicester prop Castrogiovanni endured a torrid return to Welford Road in December as Toulon lost out 25-21. The 33-year-old Italy tighthead stormed into the post-match press conference demanding to set the record straight over his acrimonious Leicester exit in 2013. Cult figure Castrogiovanni claimed regular rugby not money drove his move to Toulon, but his explicit language landed him a 10,000 Euro fine that he had to donate to charity. While Ireland respect Italy’s fervent approach, McGrath admitted the pack at least in Schmidt’s side will aim to use that passion to their own advantage. McGrath also conceded he must be on the money against 107-cap Castrogiovanni, while tipping Ross to cope despite limited rugby at Leinster in recent weeks. “Castro’s been there and done that, he has every trick in the book,” said McGrath. “But with Rory (Best) beside me and Rossy on the other side I’m confident we can go in and do a job and cause a bit of damage. “I’ve been watching Castro for years, he’s the guy any young tighthead would look towards. “He’s the type of guy you’ve got to respect but you’ve got to go in and make him respect you too I suppose. “Mike is looking well, he’s an experienced guy, he knows his body and he knows he’s ready. “The coaches have trust in him that even though he maybe hasn’t played in the last few weeks he’s in position to put it in there, and he’s well able for it.” Schmidt confirmed vice-captain Heaslip is fit after shoulder trouble and should return for the second-round clash with France. Schmidt also said Heaslip’s absence led to the decision to hand O’Brien a start rather than a seat on the bench. “Jamie trained fully today, if that had been the case on Tuesday the decision might have been different,” he said . “He’s 100 per cent fit now, he will train fully next week and that will allow him to focus on the France game. “His powers of recuperation are second to none, but we just decided to be conservative with it.” Jack McGrath believes Ireland can turn Italy’s confrontational scrummaging against them in Saturday’s RBS 6 Nations opener in Rome. McGrath believes Ireland will meet fire with fire at the coal face at the Stadio Olimpico, backing tighthead Mike Ross to handle the pressure despite recently losing his starting place at Leinster. “They really want to shove their scrum in your face,” said McGrath of Italy’s no-nonsense approach. “Their lineout maul too, that’s their bread and butter and where they pride themselves the most. “If we can meet them in that area and maybe go one better that’s what we ideally want to do. “But it’s not just doing it once; it’s doing it every time. “If you give them a sniff there’s massive confidence there. “And especially at home the crowd is just going to get behind them and really rally them up. “So it’s up to us as a pack to really get stuck into them early, and turn it around on them. Prop McGrath will go toe-to-toe with Italy’s combustible tighthead Martin Castrogiovanni, and admitted Ireland will aim to exploit the Azzurri’s sometimes volatile set-piece passion. Toulon prop Castrogiovanni was fined by European chiefs after a foul-mouthed tirade launched at his former Leicester boss Richard Cockerill in December. Press Associationlast_img read more