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23 tricks to save thousands on your car

first_imgAfter a home, a car is the second-largest purchase most consumers make. But the costs don’t stop when you drive off the dealer’s lot.Owning and operating a vehicle also accounts for the second-largest household expense, according to the Bureau of Labor Statistics; continuing upkeep costs roughly $8,700 a year, according to AAA’s Your Driving Costs study. That breaks down to $725 a month and 58 cents, on average, for each mile driven.Want to know in advance what kind of outlay to expect? Before you purchase a new vehicle, run your options through Kelley Blue Book’s cost-of-ownership calculator. This tool will estimate the out-of-pocket costs — like fuel, state fees, maintenance, financing and insurance — and depreciation of a car for the first five years you own it, allowing you to compare vehicles beyond initial sticker price. continue reading » 33SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

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Ashley Cole delivers verdict on Kieran Tierney after Man of the Match display for Arsenal against Leicester City

first_imgAshley Cole delivers verdict on Kieran Tierney after Man of the Match display for Arsenal against Leicester City Advertisement Tierney gave an excellent display on a rainy night in north London (Picture: Getty Images)Despite the disappointing result, which dents Arsenal’s hopes of qualifying for the Champions League, Cole believes Tierney was a real bright spark for the Gunners and will be an excellent player for them in the coming years.AdvertisementAdvertisementADVERTISEMENTAsked if he had been impressed with the former Celtic man, Cole said on Sky Sports: ‘Yeah I have. I think one thing that Arsenal were probably lacking in the past year was a left-back that was solid, didn’t get beaten in one-versus-one situations – he don’t get beat in one-v-one situations.‘But I also think the way he attacks and the timing of his attacking runs, it brings a different element to Arsenal and a different way to attack.More: Arsenal FCArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira movesThomas Partey debut? Ian Wright picks his Arsenal starting XI vs Manchester CityArsene Wenger explains why Mikel Arteta is ‘lucky’ to be managing Arsenal‘And he’s got a great delivery on him, as we just saw earlier, a great ball in that ended up with a corner. So he’s been very good for Arsenal I think.’He continued: ‘He’s been solid. He came to Arsenal with high expectations, watching him at Celtic he was brilliant.‘And then he came carrying an injury, he didn’t start the season and now he’s starting to get back to fitness and, for me, being a star of this Arsenal defence. Advertisement Metro Sport ReporterTuesday 7 Jul 2020 11:30 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link3.8kSharescenter_img The Scot is finally getting a consistent run of games after his injury woes (Pictures: Getty / Sky Sports)Former Arsenal defender Ashley Cole has praised Kieran Tierney’s performance against Leicester City and believes the left-back has brought ‘a new element’ to the Gunners’ team.The Scottish defender has started five of Arsenal’s six Premier League games since the season was restarted and was named Man of the Match in the side’s 1-1 draw against the Foxes.Arsenal went ahead early on through Pierre-Emerick Aubameyang and ought to have extended their lead, though they were pegged back at the death by a Jamie Vardy strike after Eddie Nketiah had been sent off. Comment Ten-man Arsenal ultimately conceded late on to a Vardy strike (Picture: Getty Images)‘Whether he plays in a three of just as an out-and-out left-back, I think he has top qualities. He can play into a striker, he can join the attacks well, he’s got quality of pass, he can defend in one-v-one situations.‘He seems like a defender that doesn’t want to be beaten, he’s not happy when crosses go in. So I think for Arsenal he’s a great player. Not one for the future, but of course he can improve, but he’s been brilliant so far for Arsenal.’MORE: Cesc Fabregas leaps to Eddie Nketiah’s defence after red card against LeicesterMORE: Martin Keown questions whether Matteo Guendouzi is good enough to play for Arsenal amid exit talkFollow Metro Sport across our social channels, on Facebook, Twitter and Instagram.For more stories like this, check our sport page.last_img read more

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Gov. Wolf: 12 More Counties to Move to Yellow Phase on May 22

first_imgGov. Wolf: 12 More Counties to Move to Yellow Phase on May 22 May 15, 2020 Press Release,  Public Health Governor Tom Wolf announced 12 additional Pennsylvania counties will move to the yellow phase of reopening at 12:01 a.m. on Friday, May 22. Those counties include Adams, Beaver, Carbon, Columbia, Cumberland, Juniata, Mifflin, Perry, Susquehanna, Wyoming, Wayne, and York. Twenty-four counties moved into the yellow phase of reopening on May 8 and another 13 moved to yellow beginning today.With these additional 12 counties, there will be a total of 49 counties in the yellow phase. The remaining 18 counties are in the red phase.“Through our social distancing efforts, we have not only reversed a trajectory of exponential new case growth – we have cut it in half,” Gov. Wolf said. “And some of the counties that will be shifting into the yellow phase next week eliminated concerns that we had just two weeks ago. So please, keep up your efforts in the fight so we can continue to add counties to the list of those in the yellow phase. Thank you again for your patience and your hard work.”Yesterday, Governor Wolf and Secretary of Health Dr. Rachel Levine amended their yellow phase orders to include 13 counties that moved to the yellow phase today. Those counties include Allegheny, Armstrong, Bedford, Blair, Butler, Cambria, Fayette, Fulton, Greene, Indiana, Somerset, Washington, and Westmoreland.Red phase stay-at-home orders remain in effect until June 4 but that does not mean that other counties will not move to the yellow phase in advance of that date.The reopening plan prioritizes the health and welfare of Pennsylvanians by using a combination of factors to gauge how much movement a location can tolerate before the 2019 novel coronavirus becomes a threat, including metrics developed in partnership with Carnegie Mellon University in Pittsburgh that will be released twice each week.Wolf stressed that this plan is not a one-way route. The state is closely monitoring the counties in the yellow phase and will re-impose restrictions if danger arises. If the new case count begins to climb in one area, restrictions will need to be imposed to prevent local medical facilities from becoming overwhelmed. So, Pennsylvanians should continue to make good choices.Read Gov. Wolf’s Plan for PA here.Read business guidance here.Read CDC guidance for child care centers here.Read FAQs here.Ver esta página en español.center_img SHARE Email Facebook Twitterlast_img read more

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Cosmopolitan living really doesn’t get much better than this

first_img203/69 Palmer Street, South TownsvilleThe luxurious kitchen is fitted completely with high quality appliances and has enough space for even the messiest of chefs.This unit offers the perfect solution to luxury riverfront living and best of all has been reduced for quick sale to a bargain $589,000. 203/69 Palmer Street, South TownsvilleMore from news01:21Buyer demand explodes in Townsville’s 2019 flood-affected suburbs12 Sep 202001:21‘Giant surge’ in new home sales lifts Townsville property market10 Sep 2020This oversized apartment provides true indoor-outdoor living with an exceptional floor plan allowing you to watch the world go by on the river from the comfort of the master bedroom, your lounge room, and from one of the largest front decks provided in the entire complex.Pure opulence with a contemporary design, this apartment flows effortlessly through to the waterfront balcony. IF FOOD and live music are part of your life, then this city unit really should be as well. Located on Townsville’s favourite food precinct and only minutes from the future Super Stadium, is this modern three-bedroom, two- bathroom apartment.Perfectly positioned in Townsville’s exclusive Solarus development, this elevated apartment boasts a stunning river frontage so you can just sit back and watch the boats slowly pass you by day and watch the city lights dance off the water at night.last_img read more

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Thousands of interest-only homeowners in Queensland face a looming mortgage crunch

first_imgTens of thousands of Queensland borrowers are facing a looming mortgage crunch.TENS of thousands of Queensland property investors are facing unexpected jumps in mortgage repayments as $6 billion worth of interest-only loans in the state reset at higher rates over the next few years.In research conducted exclusively for The Courier-Mail, independent consultant Digital Finance Analytics (DFA) estimated the monthly repayments on the average Queensland interest-only mortgage of $230,000 would increase by more than $600 to $1425 as borrowers were forced to start repaying the principal on their home loans.Tighter lending standards have resulted in a reluctance among banks to dish out interest-only loans, meaning borrowers who need to refinance might not qualify for a new interest-only loan or a principal and interest loan with a lower interest rate.GET THE LATEST REAL ESTATE NEWS DIRECT TO YOUR INBOX HEREInterest-only loan holders are facing higher mortgage repayments. Picture: iStock.DFA has estimated the number of interest-only loans in Queensland and then applied the latest lending criteria to establish whether existing borrowers would qualify.It found the majority of interest-only loans among Queensland borrowers were held by investors, with about 43.5 per cent of outstanding investor loans interest-only.DFA estimates $6 billion worth of interest only loans in Queensland are failing current lending standards, which equates to around 25,000 households or more than 10 per cent of property investors in the state.DID SOMEONE SAY POOL PARTY?HOW HOMEOWNERS CAN SAVE PLENTYHERITAGE-LISTED BRISBANE BUILDING SOLD AT AUCTIONDigital Finance Analytics estimates about 25,000 Queensland households are facing a mortgage crunch. Image: AAP/Dave Hunt.More from newsParks and wildlife the new lust-haves post coronavirus21 hours agoNoosa’s best beachfront penthouse is about to hit the market21 hours agoDFA principal Martin North said that meant many of those borrowers were in for a “nasty letter from the bank” over the next three to four years, with the problem likely to peak in the years 2020 and 2021 when most interest-only loans were up for review.“A lot of people will not know about this until the point they suddenly find the fixed period on their loan comes to an end,” he said.“Every interest-only loan has a reset review point, so you can’t avoid the review.”Mr North said there was a risk that a proportion of interest-only loans facing review would not be refinanced, resulting in properties having to be sold.“This is akin to the issues in the USA in 2005-2007 where loan repayments rose, creating significant issues for households, and of course ultimately the GFC” he said.Digital Finance Analytics principal Martin North.Mr North blames loose lending standards prior to the recent crackdown by the Australian Prudential Regulation Authority for the situation facing many interest-only borrowers.He said interest-only borrowers had four choices: they could try to extend the interest-only period, switch to principal and interest, try to renegotiate a better rate with their current lender, or try switching to a new lender.Thousands of Queensland property owners are facing jumps in mortgage repayments.It comes as investment bank UBS recently revealed about a third of new borrowers with interest-only loans did not understand how their mortgage worked.The broker, which surveyed more than 900 borrowers that took out a home loan over a 12-month period, said that only 25 per cent of respondents claimed to have taken out an interest-only loan — well below the official statistics of 35 per cent.The only plausible explanation, they said, was that “around one-third of interest-only customers do not know or understand that they have taken out an interest-only mortgage”.last_img read more

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Partial rental potential attracts buyers looking to capitalise on extra space

first_imgDual living area at 4/41 Eversley Tce, Yeronga.More from newsCrowd expected as mega estate goes under the hammer7 Aug 2020Hard work, resourcefulness and $17k bring old Ipswich home back to life20 Apr 2020“A lot of people are bringing others into the home, whether it is their parents or their kids moving back home,” Ms Elvin said.“Some are also looking to rent parts of their home out to help with the mortgage.” REAL ESTATE: 4/41 Eversley Tce, YerongaDual living tickles buyers’ fancies with this Yeronga house selling privately for $825,000.LJ Hooker Annerley and Yeronga sales agent Jane Elvin said there were three written offers on the 4/41 Eversley Tce property, with the kitchenette downstairs a major selling point. Outside entertaining at 4/41 Eversley Tce, Yeronga.Ms Elvin added that the new owners, a couple with two dogs and no children, loved the fact it was already renovated and could move in without worrying about everything. A bedroom at 4/41 Eversley Tce, Yeronga.“People tend to be time poor and have less and less interest in renovation, so the demand for houses that have already had renovation completed has grown substantially,” she said. Living area at 4/41 Eversley Tce, Yeronga.Houses are hot property at the moment in the area and Ms Elvin said there is not enough stock to keep up with demand.“We don’t have a lot of houses available so we’re finding when they do come to market they are selling quite quickly … and for a premium.”last_img read more

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Rohr confirms date for new Eagles contract talks with NFF

first_img Loading… The German will also be allowed to travel on vacation three times in a year and he will not get an improved pay from his current $55,000 per month deal. Rohr, however, admitted that he is ready to pen an extension with the Eagles. “We will see the leaders soon. The meeting is planned for the month of February and possibly before the Africa Cup of Nations qualifying matches in March. We can agree on the new contract,” Rohr was quoted as saying to Girondins33.com. “I have been there for more than three years and it is long for Nigeria , because rarely can a coach be maintained as long . It was possible because the results were good, the team has evolved and that we accomplished the mission of rejuvenation. Super Eagles head coach Gernot Rohr has confirmed talks with eggheads of the Nigeria Football Federation (NFF) over a new contract are scheduled to hold in February. The Franco-German’s football tactician’s current deal will expire in June , but Rohr will be looking forward to extend his stay if talks with NFF top officials go his way. Pinnick (right) with Super Eagles Head Coach Gernot Rohr President of the NFF Amaju Pinnick told the media last December that the FA are looking to insert a clause in the new contract which will require the former Bordeaux coach to relocate to Nigeria.Advertisement Read Also: French coach eyes Gernot Rohr’s job“It was planned and we managed to do it with young players including two that you know, who play for Girondins Bordeaux (Samuel Kalu and Josh Maja), and we have others in England, in Spain, etc. We no longer have a big star, because John Obi Mikel has retired. Victor Moses also retired for family and age reasons,” noted Rohr, who was quick to add: “Our top scorer Odion Ighalo also retired after AFCON 2019 in Egypt.“We managed to find a scorer in Victor Osimhen , and other playmakers; we have Samuel Chukwueze who plays at Villarreal, the little Samuel Kalu from Bordeaux who plays very very well with us – one of the best every time he plays with Nigeria. So we have a very, very young, promising team, and I would like to continue,” he stressed.FacebookTwitterWhatsAppEmail分享 Promoted ContentWho Is The Most Powerful Woman On Earth?7 Ways To Understand Your Girlfriend Better6 Major TV Characters We Were Relieved To See Leaving The ShowThe Best Cars Of All Time10 Risky Jobs Some Women DoTop Tastiest Foods From All Over The WorldCouples Who Celebrated Their Union In A Unique, Unforgettable Way6 Interesting Ways To Make Money With A DroneMost Popular Movies With Sylvester Stallone5 Of The World’s Most Unique Theme ParksThe Highest Paid Football Players In The WorldBest & Worst Celebrity Endorsed Games Ever Madelast_img read more

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Ronaldo moves just 30 goals shy of Pele’s world record 767 strikes

first_img And he needed just 61 matches to become the fastest man ever to 50 Serie A goals. At 6ft 2ins, rangy Ronaldo bucks the trend in a top-13 list of scorers full of pocket-sized poachers and weaving wizards with low centres of gravity. Pele is 5ft 8ins and third-placed Romario on 734 goals is 5ft 6ins. Next come German predator Gerd Mueller on 720, Barcelona great Messi and Hungarian frontman of folklore Ferenc Puskas. After opening with a five-goal spell for Sporting, Ronaldo joined United aged 18, netting 118 times in six years. read also:Ronaldo reacts to Sarri’s sack by Juventus Real then profited from his 450 strikes, while he is one off a century for Portugal and has 65 in total for Juventus. But what price Ronaldo passing Pele, then seeing Messi master him? … for goals at least. FacebookTwitterWhatsAppEmail分享 Cristiano Ronaldo lives for history, and after another record-breaking season is just 30 goals short of the all-time milestone he most craves: Pele’s 767 strikes. Ron went to 737 when his double in Friday’s 2-1 win over Lyon failed to save Juventus from a shock away goals exit in the Champions League. Pele famously netted 1286 times in 1363 matches, making him the stand-out man in the Guinness Book of Records. But 519 of those goals were in friendlies so do not count for the official crown. That means Portugal superstar Ronaldo, 35, will surely soar to the top within two years – although his 33-year-old great rival Lionel Messi is a menacing fifth on the list with 717. Former Real Madrid and Manchester United attacker Ron has suggested he could play until he is 40. And even if that hope proves optimistic, many will expect him to eventually pass the 800 mark. The Sporting Lisbon product has cruised to more landmark figures in his second campaign for Juventus. His 37 goals in all competitions were the Old Lady’s highest ever in a season.Advertisement Loading… center_img Promoted ContentWhat Are The Most Delicious Foods Out There?Plus-Size Girls Who Set The Catwalk On Fire7 Black Hole Facts That Will Change Your View Of The Universe23 Marvel Heroes Reimagined By CaricaturistThe Very Last Bitcoin Will Be Mined Around 2140. Read MoreBest & Worst Celebrity Endorsed Games Ever MadeThe Most Exciting Cities In The World To VisitBirds Enjoy Living In A Gallery Space Created For ThemLaugh, Cry, Or Just Relax With The Best Series Streaming On HBOCouples Who Celebrated Their Union In A Unique, Unforgettable Way2020 Tattoo Trends: Here’s What You’ll See This Year10 Risky Jobs Some Women Dolast_img read more